Walletron's moBills™ allows billers to open a new payment and presentment channel in a centralized location on smartphones. Customers receive in their mobile wallet (Apple Wallet and Android Pay) an updated, branded bill – their moBill – every month. Ongoing notifications remind customers to pay, confirm processed payments and light up users' devices when their next bill arrives. Payments occur in only a couple of taps. Once enrolled in moBills, consumers remain authenticated and there is no further login required. Full PDF statements can be viewed on users' phones, and billers now have an immediate connection to customers other than the (often lost or deleted) email. moBills will finally provide billers with a true alternative to paper statements and customers a frictionless way to pay on the go.