iOS 11 Brings Exciting Changes to Apple Wallet

iOS 11, announced in June, comes to iPhone this fall. The new features impacting Wallet users both involve collaboration with other consumers – the ability to make a pass NOT shareable - and the ability to send money to another person using Apple Pay through the iMessage app.

Share Pass is now optional

Years back, Apple introduced the ability to share a pass in Wallet. An email or SMS could be sent to someone else with the pass directly attached. For users of Walletron’s moBills® product, the ability to share was quite useful for situations in which a joint or co-borrower account could be easily shared between phones without the other person needing to seek out the Add to Apple Wallet button. However, many clients have asked over time whether the Share capability could be turned off. Good news, iOS 11 introduces the ability to remove sharing! We at Walletron also like to the removal of the Share Pass link because it frees up key real estate on the pass’ action screen, moving up key links like Pay Your Bill and View Your Statement.

P2P Payments

An exciting new capability in iOS 11 is the ability to send money to other iPhone users right through iMessage. To achieve this, Apple is introducing an Apple Pay Cash Card that resides in Wallet. The card can retain a balance of funds just like a PayPal or Venmo account. Those funds can then be used to send money to others or be emptied into a bank account. Sent money can be debited from one’s cash card or another card resident within Apple Pay for that user. The prospects of a user paying a Walletron-served bill in Apple Wallet is a logical capability but one that is a bit down the road.